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Protecting Wealth for the Next Generation
At the end of the day all term life insurance products are similar. All providers use key factors such as age, weight, height and family history in determining your health rating. Are you a smoker, or have you ever smoked, or what types of products do you smoke and how often are similar question, but can be rated dramatically different between insurance carriers. Family history plays a major … [Read More...]
We all believe we will live to be 100 and put off getting Life Insurance until later in our lives. However, we quickly forget that great health today is a blessing and tomorrow is not promised. If we knew when our health would decline or when we were going to die, we would live our lives much different. No one knows, so the question becomes how much do I need, or what is enough? Take a minute … [Read More...]
Clients want to be able to decide how their wealth is distributed and to whom it goes when they die. However, without a solid estate plan in place, any number of costs—probate, funeral and burial expenses, state and federal estate taxes, and professional advisor fees—can eat away a large portion of the legacy they've worked so hard to build. Estate planning helps to assure that an estate will be … [Read More...]
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